Terms of Service

1. Acceptance of Terms

By accessing and using JoPay, you accept and agree to be bound by the terms and provision of this agreement.

2. Description of Service

JoPay provides a digital payment platform that allows customers to make payments at participating businesses through a mobile application.

3. User Accounts

You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

4. Payment Processing

JoPay processes payments on behalf of participating businesses. All payment processing is subject to our payment processor's terms and conditions.

5. Privacy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service.

6. Prohibited Uses

You may not use the service for any illegal or unauthorized purpose. You must not violate any laws in your jurisdiction.

7. Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms of Service.

8. Limitation of Liability

JoPay shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.

9. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes.

10. Contact Information

If you have any questions about these Terms of Service, please contact us at hello@jopay.app.