Simple, Transparent Pricing

No hidden fees, no surprises. Just a straightforward transaction fee that keeps your business running smoothly.

2.9% + €0.45
European Cards
Visa, Mastercard, and other cards issued in the EU/EEA
4.5% + €0.45
International Cards
Cards issued in the US, UK, and other non-EU countries

The fee is automatically determined by your customer's card. All-inclusive, covering all processing costs.

Fee Summary

EU/EEA Cards 2.9% + €0.45
International Cards 4.5% + €0.45
Monthly Fee €0
Setup Fee €0

No Hidden Costs

  • No setup or onboarding fees
  • No monthly subscription
  • No cancellation fees
  • No minimum transaction volume

What You Get

  • Full platform access
  • Real-time analytics dashboard
  • 24/7 customer support
  • Enterprise-grade security

Calculate Your Fees

See exactly how much you'll receive for any transaction amount

Enter a transaction amount to see the fee breakdown

Frequently Asked Questions

Why are there two different rates?

Payment processing costs vary based on where your customer's card was issued. European cards have lower processing costs than international cards. We pass these costs through transparently rather than charging everyone the higher rate.

How do I know which rate applies?

The rate is automatically determined by your customer's card. Most customers in Europe use EU-issued cards (2.9% + €0.45). International visitors typically have cards issued outside the EU (4.5% + €0.45). You don't need to do anything - we handle it automatically.

When do I get charged?

You're charged only when a customer completes a payment. The fee is deducted automatically from the transaction. There are no upfront costs, monthly fees, or hidden charges.

Can I cancel anytime?

Absolutely. There are no contracts or cancellation fees. You can stop using JoPay at any time without penalty.

How quickly do I receive my funds?

Funds are typically deposited to your bank account within 2-3 business days after the transaction is completed.